id/x partners

id/x partners (also called IDX Consulting) is recognized as Asia Pacific's leader in Data Analytics, AI-based Decisioning, and RegTech solutions. Drive compliance, maximize lending efficiency, and gain deep business insights with our cutting-edge technology solutions. We bring proven success stories in helping 85+ institutions - mostly top banks, multifinance companies, fintechs and insurers - leverage advanced analytics and Al-based solutions to solve challenges in digital lending, risk management, financial crime, and regulatory compliance.

Redefining fintech and regtech with AI that transforms data into foresight, leading into acceleration, and compliance into strategy.

Flexible Applications. Unmatched Performance.

Get faster results from your data and a greater return on your investment

DATA

Unlock the full value of your data through seamless integration, trusted governance, and unified analytics—building a scalable data foundation that drives insight, innovation, and intelligent decision-making.

Data Architecture Modernisation (Lakehouse & Warehouse)
Data Integration
Data Governance & Quality
Data Visualization

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ANALYTICS

Harness the power of data & AI—transforming planning, forecasting, and predictive modeling into actionable intelligence that drives profitability, optimizes performance, and sharpens competitive advantage.

Planning & Budgeting
AI/ML (Artificial Intelligence / Machine Learning)
- Risk Models
- Marketing Models
- Special Purpose Models
- Basel IRB Model

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LENDING & DECISIONING

Digitalize the end-to-end credit lifecycle—enabling smarter decisions, faster onboarding, efficient loan servicing, and data-driven portfolio management to drive sustainable growth and customer excellence.

Decision Engine
Onboarding & Origination
Loan Management
Collection Management
Supply Chain Financing
Channeling Loan

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RISK MANAGEMENT

Anticipate, measure, and manage risks across the enterprise—integrating governance, compliance, and advanced risk analytics to strengthen resilience, optimize capital, and ensure sustainable regulatory compliance.

Governance, Risk & Compliance
Credit Risk
Market Risk
Operational Risk
Liquidity Risk
Asset & Liability Management

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RegTech

Stay ahead of evolving regulatory demands—integrating compliance, reporting, and intelligent risk detection to ensure transparency, prevent financial crime, and build lasting trust with regulators and customers.