AI-powered FinTech & RegTech solution

Embark on a new era of AI-powered lending and compliance solution to obtain better business outcomes.

iDecision specialized in comprehensive data analytics services and. Our versatile suite focus on leveraging advanced technologies, empowers businesses to extract valuable insights from their data, enabling informed decision-making.

iDecision represents the future of data analytics, where businesses can leverage a unified and integrated platform with advanced capabilities.

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Modular Data Analytics Solution

Allowing Flexibility And Scalability

Customer Onboarding
Customers have full control over their loan applications and management, receiving more relevant and eligible products conveniently on their devices.
Loan Origination
Easily design your underwriting process or use ready-made templates. Review financial documents, create credit approval forms, set automatic decisions, define approval steps, and access data from other sources.
Loan Management
Comprehensive loan system for calculating interest, fees, and managing repayments, rollovers, restructures, and more—fully customizable via a user-friendly interface for all loan types.
Collection Management
Intelligent delinquent account prioritization and queuing with flexible, dynamic collection strategies—powered by our AI engine to determine the best time to call, who to contact first, and which channel to use.
Supply Chain
Manage terms, risk, limits, and covenants for all suppliers and buyers linked to the principal. Enable seamless financing with automated decisions and loan management.
KYC & CDD
Prevent white-collar financial crime by continuously screening customers against global and local sanction lists for terrorists, traffickers, and banned entities.
Anti Money Laundering
Monitors transactions in real-time to block suspected money laundering, using AI and data profiling for accurate detection and low false positives. Includes case management with link analysis for investigations.
Application Fraud
Detects third-party and syndicated fraud in loan applications using POLE-driven checks, blocking loans before disbursement. Includes case management with link analysis for investigations.
Transaction Fraud
Monitors transactions in real-time to stop suspected fraud, using AI and data profiling for accurate detection with low false positives. Includes case management and link analysis for investigations.
Regulatory Reporting
Automatically comply with standard regulatory reporting requirements—such as CDD, LTKT, LTKM, and more—to regulatory authorities.

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One platform that does it all

  • Unified Platform
    iDecision is a unified platform for decision management that can be applied to end-to-end customer life cycle. It drives consistency, ease of use and efficiency as strategies can be shared across products, portfolios, and life cycle stages.
  • Data Access
    iDecision offers standardized access to credit bureau and other data sources, integrates the data, and can help to normalize the data so that it is decision ready.
  • Integrated Design Studio
    The integrated design studio is where users can define, test, and deploy strategies. Since it is part of the common platform and can be used across different stages of the customer life cycle it means users only have to learn one single tool and process for strategy design.
  • Monitoring & Reporting
    iDecision also captures the data used in the decision process along with data from other relevant systems and consolidates it, allowing reporting and monitoring tools to turn this information into visualizations. These easy-to-interpret visualisations provide insight into the efficacy of decision strategies and drive action that can create more profit or uncover new revenue opportunities.
  • Decision Execution
    A core component in iDecision is the decision engine, and our high performing Decision Engine is available for consistent decision execution. This decision engine has been market tested in multiple of deployments and is tuned specifically for customer decisioning.
  • Modular Framework
    The systems is very flexible. With an open, modular framework our clients can start with a single application or life cycle process and expand that over time as their needs grow and change.